Can You Get High-Quality, Cheap, Affordable Health-Insurance?

Here's a shocker - most people in the United States that have recently been declaring bankruptcy have gone under not because they were wasting their money or because they were reckless with their investments. They've had to declare bankruptcy because they had huge unpaid medical bills.

What's rather scary is that in what many people look at as the richest country in the world, 40,000,000 of us do not have health insurance. And, over the past two years, an additional forty million US citizens had some sort of a gap in their health insurance coverage.

Sure, a lot of people have lost their jobs and are eligible for COBRA (Consolidated Omnibus Budget Reconciliation Act) health insurance coverage for a year and a half. The problem is that it's very expensive, costing an average of $600 per month.

There is some good news, though. There are now highly reputable firms, well known major insurance companies, that offer cheap health plans on the Internet. And, if you're in pretty good health, it's pretty easy to qualify for cheap health coverage through them.

Here are a couple of examples:

If you're a 30 year-old man in good health you can get insurance coverage for as little as $50 per month. That includes getting generic drugs for $10 and $30 co-payments for doctor visits. The low rates do come with a pretty high deductible, though. If you want to have a $1,000 deductible, the same coverage will run you about $160 per month.

Now, if you're in your thirties and have a family with school aged kids, you can get the same coverage for your whole family for between two hundred and four hundred dollars a month,depending on the deductible. That's a huge savings over what you'd have to pay for COBRA. One word of caution. You might have seen some really cheap health plans being offered for as little as ten dollars per week. Although they look good on the surface, you're only covered for up to a thousand dollars in expenses with this cheap health coverage.

Times are tough, but nobody wants to be without health insurance and I don't think you know anyone who ever looked forward to declaring bankruptcy. You can get cheap affordable health insurance from quality insurance companies. Cheap health coverage is available to you and your family.

Why not get a free quote on the Internet and then see if you can fit one of these plans into your budget? It takes only a few minutes to fill out a short form in order to get a quote for the health insurance coverage you want.

Next, to protect yourself and your family and to get more free information about cheap affordable health insurance go to http://www.cheapaffordablehealthinsurance.org/ now.

(c) Shaun Alexis

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